We look for rental property insurance carriers that have great rates, good coverage options for Texas homes, AND superior claims departments. The best time to think about a possible claim is when you get your policy. Make sure the deducible is affordable in the event there is a loss, and that you are satisfied with the perils that are insured.

FARMERS INSURANCE 1-800-435-7764
“HelpPoint” gets you back where you belong! Service is available 24 hours a day. “An outstanding Customer Service Experience”, according to J.D. Powers.

FOREMOST 1-800-527-3907
Owned by Farmers and has their own claims department.

AMERICAN HALLMARK INSURANCE 1-800-486-5616

PACIFIC SPECIALTY INSURANCE 1-800-962-1172

VOYAGER INDEMNITY 1-800-245-6225
A division of Assurant. One of the few rental home carriers to remain loyal to the gulf coast area, after hurricane IKE.

TEXAS WINDSTORM INSURANCE ASSOCIATION (TWIA) 1-800-788-8247

FARMERS FLOOD INSURANCE 1-800-637-3846

If you have a claim it is best contact the claims department as soon as possible. Claims staff is specially trained to start the claims process and answer your questions. When possible, avoid starting repairs until advised to do so by the claim department or your adjuster.

Remember that all policies have deductibles. If you have a very small loss it may be best not to make a claim if it is less than your deductible. We suggest reviewing your coverage’s at least one time per year.

The cost of repairing damage goes up every year so consider increasing your coverage limits annually.

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